Credit Analyst

Department: Investment Debt

Grade: Assistant Manager / Deputy Manager

Organizational relationships (Reports to): CIO - Fixed Income

Purpose of the Job: The position is responsible for analysis of companies and sectors, preparing detailed updates / MIS and reports on portfolio companies on an ongoing basis.

Key responsibilities:

• Independently able to undertake fundamental analysis of companies to form credit view.
• Detailed understanding of the sectors to identify key trends and outlook.
• Keep up to date with market information and stay ahead of the curve to manage portfolio risks.
• Good networking skills.
• Adhering to regulatory and ethics code

Role Specific Competencies:

• Corporate Credit with Rating Agency or Banks
• Analytical bent of mind with a research inclination
• Ability to think out of the box
• Conversant with legal documentation

Formal Qualifications / Prior Work Exp:

• CA (1st Attempt and Rank-holder) / CFA (additional qualification desirable)
• 1-3 years of experience in Corporate Credit with Rating Agency or Banks
• Alternatively, Engineer – MBA only from premier institutes on a very selective basis can be considered if there is relevant experience in place.