US Mortgage Compliance

Success in this role means becoming the compliance backbone of our mortgage delivery team, enabling our US clients to operate with confidence and audit-readiness. Responsibilities Review and audit loan files for compliance with TRID (Loan Estimate & Closing Disclosure timing and tolerance rules), RESPA, and applicable federal/state regulations Monitor APR tolerance thresholds and flag Change of Circumstance (COC) triggers, coordinating corrective disclosures within required timelines Support the preparation and review of compliance documentation, including disclosures, adverse action notices, and fee worksheets Maintain working knowledge of Fannie Mae, FHA, and conventional loan guidelines and their compliance implications Assist with internal audits, compliance checklists, and quality control reviews of loan origination workflows Collaborate with technology and operations teams to identify compliance gaps and recommend process improvements Stay current on CFPB guidance, regulatory updates, and changes to federal/state mortgage laws Support responses to client compliance questionnaires, audits, and information security assessments Qualifications 2–5 years of experience in US mortgage compliance, loan processing, or quality control Strong understanding of TRID, RESPA, ECOA, HMDA, and related US mortgage regulations Familiarity with Loan Origination Systems (LOS) such as Encompass, BytePro, or similar platforms Experience with disclosure timelines, APR calculations, and fee tolerance buckets Excellent written and verbal communication skills in English — ability to draft compliance memos, audit findings, and client-facing reports Detail-oriented with strong analytical and documentation skills Experience working with US clients or in a US mortgage BPO/KPO environment preferred Bachelor's degree in Finance, Law, Business, or a related field