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Posted 21 May, 2026

Financial Spreading/ Covenant Monitoring - Pune

Acuity Analytics
Pune, MH, IN Full Time
Reference: fd00a72726811f2d

Job Description

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check\n\nRole & responsibilities\n\nAnalyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates\nAnalysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process\nGoing through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments\nNormalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.\nCalculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.\nScreening the credit agreements and analyzing the financial covenants applicable to the borrower\nMonitor Covenant compliance and reporting.\nConduct detailed quality checks of client deliverables.\nManaging capacity, efficiency and accuracy of the process\nThe candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.\nResponsible for delivering 100% quality, meeting strict deadlines and ability to work under pressure.\n\nKey Competencies-\nMBA (Finance) / CA (CPA equivalent) / CFA\nExperience of 2-7 years in spreading\nProven track record of process handling and client management • Proficient in Advanced MS Excel\nPrior experience of working on Moody’s Risk Analyst (MRA) is preferred\nExcellent written and spoken communication skills\n\nInterested Candidates please share CV's at\nLocation: Pune (Work from office)\nNotice Period: Immediate - 0-60 days

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