W | underwriting

Job Title : Underwriting Qualification : Any Graduate Experience : 2+ Years Must Have Skills : Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral) 1.Live underwriters 2.Collateral Capacity 3.Credit & Income Good to Have Skills : Roles and Responsibilities : Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit's policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain a high level of customer service and communication with other departments. Other duties as assigned. Location : Mumbai CTC Range : 15 lpa(lakh per annum) Notice period : Immediate Joiners Shift Timings : Night Shift Mode of Interview : Face to face Mode of Work : WFO Mode of Hire : Permanent Note : NA