Sr Manager/ Chief Manager-Credit & Risk(Leading NBFC)

Key Responsibilities:

1. Manage credit policy framework
   1. • Drafting and updating credit policies in line with RBI guidelines, internal risk appetite, and business objectives.
      • Drafting and implementing Standard operating procedures (SOP)
      • Ensuring policies are board-approved and periodically reviewed
      • New product innovation

1. Effective portfolio management
   1. • Oversee National/Regional/Branch credit team
      • Portfolio monitoring for early warning signals
      • Build risk dashboard for the Senior Management

1. Enterprise-wide risk management (ERM)
   1. • Develop Key Result Indicators (KRI) and KRA’s (Key Result Area’s) under ERM for each risk unit of the company
      • Conduct testing under ERM framework and monitor results for corrective actions

1. Manage internal audits
   1. • Develop and implement Internal audit framework
      • Prepare audit reports for Senior Management

1. IT system management (functional aspect)
   
2. 1. • Develop Business requirement document for Operational system development
      • Co-ordinate with all stakeholders for effective implementation of the IT systems
      • Identify area of scope for process effectiveness

Candidate Profile:

• 1. • Experience- Minimum 5-7 years in credit risk management
     • Exposure to Enterprise risk management - minimum 2 to 3 years of experience in developing and overseeing KPI’s for each unit
     • Minimum 2 to 3 years of experience in credit policy and portfolio management
     • Exposure to operational systems like Sales force, Onefin, Fin-one etc. (Platforms used by NBFC’s for its operational process)