Posted 23 May, 2026
Area Credit Manager-CEQ-Credit Appraisal-Delhi - Videocon Towers-MM*
Tata Capital Ltd
Delhi, India
Full Time
Reference: 218_696516_18676
| Business Vertical | SME credit |
| Designation | Area Credit Manager -CEQ |
| Grade | M3/M4/M5 |
| Educational Qualification | MBA/PGDBA/PGPM/ CA or Equivalent |
| Experience | 5-9 years in Banks/NBFC |
| 1 | To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants |
| 2 | Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team |
| 3 | Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes |
| 4 | Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels |
| 5 | Working on projects/process improvements from time To time |
| 6 | To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry |
| 7 | Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health |
| 8 | To identify the automation opportunities in existing processes, new product development |
| 9 | To raise early warning signals for exit of stress accounts and take due measures for timely exit |
| 10 | To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines |
