Posted 07 June, 2026
Credit Manager-Small Business Enterprise-Credit
Kotak Mahindra Bank
Raipur,Chhattisgarh,IN,492001
Full Time
Reference: 218_549763_242652
Credit Manager-Working Capital-Credit
Bangalore, Karnataka, India
JOB DESCRIPTION
| Job Role :As part of Credit Team for Working Capital Finance |
| Managing team of Credit Managers |
| Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) |
| Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
| Visiting customers for personal discussions and deal structuring |
| Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
| To evaluate proposals of customers for Home Loans, Loan against Property |
| Decision making within defined TAT |
| Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
| Coordinating with sales, operations, legal, technical and customer service |
| Job Requirements: |
| Qualification- CA with relevant underwriting experience |
| Job Knowledge - |
| o Technical underwriting experience |
| o Analytical skills |
| Skills & Experience - |
| o Experience of 2-4 years in relevant working capital products is desired, |
| o Should be able to handle time bound activities effectively |
| o Should be an effective team player. |
| o Should have a sense of urgency & keenness to learn. |
