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Posted 09 June, 2026

Banking Advisory Senior Analyst

VARITE INDIA PRIVATE LIMITED
Chennai, Tamil Nadu, IN Full Time
Reference: 26-32898-2522-2

Company Name: VARITE India Private Limited

About The Client:

Client is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services.

Essential Job Functions:
  • Conduct comprehensive credit underwriting and risk assessment for commercial and corporate lending opportunities.
  • Analyze financial statements, cash flow trends, repayment capacity, and borrower credit profiles to evaluate creditworthiness.
  • Prepare detailed credit memorandums, including assessment of the 5 Cs of Credit (Character, Capacity, Capital, Collateral, and Conditions).
  • Perform forward-looking financial modeling, forecasting, sensitivity analysis, and valuation to support credit decisions.
  • Review borrowing base calculations, accounts receivable analysis, and covenant compliance for working capital and lending facilities.
  • Monitor portfolio performance, identify early warning signals, and recommend appropriate risk mitigation strategies.
  • Evaluate industry, market, and economic trends to assess their impact on borrower performance and credit exposure.
  • Collaborate with relationship managers, risk teams, and other stakeholders to support lending decisions and portfolio management.
  • Ensure compliance with internal credit policies, regulatory requirements, and risk governance standards.
  • Present credit recommendations, including approvals, declines, renewals, and restructuring proposals, to senior management and credit committees.
  • Manage multiple client relationships and prioritize competing deadlines in a fast-paced environment.
  • Support continuous process improvement initiatives to enhance underwriting efficiency, quality, and risk management practices.
  • Maintain accurate documentation and ensure timely completion of all credit reviews and portfolio monitoring activities.
  • Contribute to portfolio quality by proactively identifying emerging risks and recommending corrective actions.
  • Work effectively in a team environment while demonstrating strong analytical, communication, and stakeholder management skills.
  • May be required to work in rotational shifts to support global business operations and client requirements.
Qualifications:
  • Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
  • Designation: Banking Advisory Senior Analyst
  • Qualifications: BCom/Master of Business Administration/CA Inter
  • Years of Experience: 2 to 8 years

How to Apply: Interested candidates are encouraged to respond/submit their updated resumes, and for additional job opportunities, please visit Jobs In India – VARITE.

Unlock Rewards: Refer Candidates and Earn.
If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.

Experience Level Bonus Referral:
0-2 years INR 5,000
2-6 years INR 7,500
6+ years INR 10,000

About VARITE: VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA, UK, CANADA and INDIA. VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking, Cloud Infrastructure, Hardware and Software, Digital Marketing and Media Solutions, Clinical Diagnostics, Utilities, Gaming and Entertainment, and Financial Services.

Equal Opportunity Employer:
VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status.

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