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Posted 10 June, 2026

Product Manager-Fx-TREASURY-FOREX MERCHANT-Product

Kotak Mahindra Bank
Mumbai,Maharashtra,IN Full Time
Reference: 218_549763_242982

Job Title

Treasury Products & Process Transformation

Key Responsibilities

  • Act as a product champion for Treasury offerings (FX, derivatives, remittances, investment and liability products as applicable), with deep understanding of endtoend processes.
  • Own and document Treasury product workflows, identifying gaps, redundancies, and operational risks across fronttoback processes.
  • Support new product launches, enhancements, and regulatorydriven changes, ensuring seamless implementation across systems and teams.
  • Drive process reengineering initiatives to improve efficiency, reduce TAT, minimise manual interventions, and enhance control effectiveness.
  • Lead the ideation, design, and rollout of AIdriven use cases across Treasury, including (but not limited to):
    • Client engagement and decisionsupport tools
    • Process automation and exception management
    • Data analytics, insights, and dashboarding
  • Work closely with internal AI/Tech teams/vendors to ensure practical, scalable, and compliant AI adoption.
  • Partner with Compliance, Risk, Legal, Finance, and Operations to ensure that all processes and products are regulatorycompliant and auditready.
  • Facilitate crossfunctional working groups for Treasury transformation initiatives.
  • Collaborate with Treasury Sales teams to improve customer journeys, reduce friction points, and enhance overall client experience.

Key Skills & Competencies

  • Strong knowledge of Treasury products and workflows (FX, derivatives, remittances, investments, liabilities - depending on scope).
  • Handson experience in process improvement, automation, or digital transformation within a bank or financial institution.
  • Working understanding of AI / analytics / automation concepts and their application in financial services.
  • Ability to define business requirements, user stories, and process maps.

Education & Experience

  • MBA / CA / Engineering or equivalent professional qualification.
  • 4-7 years of experience in Treasury, Product, Operations, Process Excellence, or Digital Transformation roles within banking or financial services.
  • Exposure to crossfunctional projects and largescale change initiatives will be a strong advantage.

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