Posted 10 June, 2026
Management Trainee-Process Analyst-Support Services-Consumer Risk
Kotak Mahindra Bank
Mumbai,Maharashtra,IN,400097
Full Time
Reference: 218_549763_236966
Role: Management Trainee - Risk Analytics & Strategy
Roles & Responsibilities
- Role offers AI/ ML Model development and Validation for different financial products
- Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards
- Monitor and analyze the Loan portfolios continuously with a focus on growing and maintaining the healthy portfolios, with regular refinement of existing rules and policies
- Suggest policy & process changes basis portfolio trends and market conditions
- Responsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with stakeholders from risk & analytics team
- Assess risk appropriately when business decisions are made, demonstrating particular consideration for the company's reputation and safeguarding its clients and assets
- Industry benchmarking on best practices in fraud/credit risk in the market
- Ensure compliance with applicable rules/regulations and adhering to company policy & ethics.
Requirement
- Must have excellent analytical ability and quantitative skills
- Good to have Excel/ Python/ SQL / PowerBI skills
- Degree in Economics, Statistics, Mathematics, Data Science, or related quantitative disciplines.
- Must have excellent project management skills with a demonstrated ability to follow through on execution to deliver required results
- Must have the ability to manage and influence both internal and external stakeholders
- Must have excellent verbal and written communication skills