Area Credit Manager & Credit Manager- Housing Finance

Roles and Responsibilities

Area Credit will lead a team of Credit Managers & credit Managers will be on Individual Contributor role(will handle CPA's)Job Purpose The role incumbent will be responsible for end-to-end credit underwriting

and disbursal of mortgage & HL retail loans.

Role Credit assessment and underwriting of mortgage loan
applications based on product and policy norms – end to end
from login to disbursal of loans
Appraising loan applications for credit worthiness ensuring
adherence to KYC norms, credit bureau assessment and financials
Disbursal of Mortgage Loans including all checks and verifications
Coordination with legal, technical and processing vendors and
training of vendors and vendor staff on processes and polices
In-person meetings and discussions with clients
Responsible for maintaining the processing TAT
Participate in and clear regular internal and external audits
Vendor management, including quality monitoring