Posted 12 June, 2026
Life Underwriting Consultant
Ethos Life
Bangalore, India
Full Time
Reference: 102_699126_8190775002
About the Role
Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?
Duties and Responsibilities:
- Understand underwriting policies, guidelines, practices and procedures
- Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
- Communicate effectively both written and verbally to explain underwriting decisions
- Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making
- Ability to independently work assigned requests with minimal direction.
- Comfortable with ambiguity.
Qualifications and Skills:
- 4 year degree preferred
- Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) Ability to think critically and problem solve independently
- Positive, inclusive, agile, and collaborative mindset
- Strong verbal and written communication skills
- Term and permanent life insurance underwriting
- In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU