Incred-Senior BI Analyst/Senior Data Analyst

Job Title: Senior BI Analyst/Senior Data Analyst- Financial Domain

Location: Bengaluru

Department: Data & Analytics / Business Intelligence

Experience: 4-6 years

About the Role

We are looking for a Senior BI Analyst with deep expertise in the financial services domain, who can transform data into meaningful insights and strengthen our decision-making and regulatory reporting capabilities. The ideal candidate will be highly hands-on with SQL and BI tools, have proven experience in RBI and compliance reporting, and demonstrate a forward-looking mindset by exploring AI-driven enhancements in reporting and analytics.

Key Responsibilities

Data Analysis & Insights: Design, develop, and automate BI reports, dashboards, and data models to support financial, regulatory, and operational decision-making.

Regulatory & Compliance Reporting: Own and manage RBI, statutory, and compliance reports, ensuring completeness, accuracy, and timely delivery.

Advanced Querying & Optimization: Write, review, and optimize complex SQL queries across large datasets to extract insights and validate financial data.

Cross-Functional Collaboration: Partner with Finance, Risk, Compliance, and Technology teams to understand data requirements and ensure seamless data flow.

Data Quality & Governance: Ensure accuracy, consistency, and auditability of financial data and reporting outputs.

Process Automation & Innovation: Identify opportunities to leverage AI/ML and automation to improve data accuracy, detect anomalies, and enhance reporting efficiency.

Continuous Improvement: Drive initiatives to modernize the BI landscape, adopt new tools, and promote data-driven culture within the organization.

Required Skills & Experience

Education: Bachelor's/master's degree in computer science, Engineering, Statistics, Finance, or related field.

Experience: 4-6 years in Business Intelligence / Data Analytics roles within NBFCs or Financial Services.

Technical Expertise:

Advanced SQL skills - capable of writing, tuning, and debugging complex queries.

Proficiency in BI tools such as Power BI, Tableau, or Qlik.

Strong understanding of ETL processes, data modeling, and data warehousing concepts.(Basic concepts)

Exposure to Python, spark for data analysis or automation.

Hands-on experience with cloud data platforms (AWS, Azure, GCP).

Good to have: Prior experience working on Databricks (Delta Lake, PySpark, notebooks, workflows).

Domain Expertise:

Solid understanding of financial data, lending products, loan lifecycle, and NBFC operations.

Proven experience in regulatory and RBI reporting (e.g., CRILC, ALM, statutory MIS, compliance dashboards).

Innovation Mindset:

Eagerness to explore AI-based use cases in reporting, such as automated insights, anomaly detection, or predictive analytics.

Excellent analytical, problem-solving, and communication skills with a strong sense of ownership.

Preferred Qualifications

Experience in Databricks ecosystem for BI and data engineering workflows.

Understanding of data privacy and governance standards in financial systems.

Why Join Us

Opportunity to lead the evolution of enterprise BI and regulatory frameworks.

Work at the intersection of Finance, Data, and AI, driving innovation in decision intelligence.

Collaborative, growth-oriented culture that values initiative and excellence.