Roles and Responsibilities
CAppraising proposals for Used car loans sourced through RBL branch network, DSA and used
car loan dealer or digitally.
2 Deploy credit policy which is aligned with business strategy and targeted customer segment
3 Develop various underwriting models as defined by Bank policy parameters.
4 Study, Analysis and interpretation of Income documents, valuation and other check
mechanism used in Used Car loan lending
5 Providing inputs to central policy/product team to enhance the policy/credit metrics to
address risk gaps/business requirements etc. to ensure the policy is in line with market and
has required gatekeepers to control risks
6 Maintain portfolio quality and ensure very low delinquencyredit Manager - Used Ca
