Senior AML & Compliance Manager (Crypto / Digital Assets)

Strategic Development & Execution\nLead the design, implementation, and continuous enhancement of KYC and KYT frameworks in alignment with FATF recommendations, Travel Rule, and applicable AML/CTF regulations (e.g., VARA, FinCEN, OFAC).\nAct as the internal subject matter expert for all KYC/KYT operations, including workflow design, optimization, vendor/tool selection, and cross-functional integration.\nDevelop and maintain comprehensive AML/CFT policies, SOPs, and internal controls with clearly documented end-to-end procedures (CDD, EDD, periodic reviews, and transaction monitoring).\nContinuously improve customer risk scoring models, operational efficiency, and regulatory reporting mechanisms based on data insights and evolving requirements.\nMaintain a centralized repository of compliance-related documentation.\n2. KYC (Know Your Customer) Program Management\nAct as the designated Principal Officer with FIU-IND .\nEnsure full compliance with PMLA, AML/CFT guidelines, FIU-IND directives, and related regulations.\nDesign, implement, and oversee AML frameworks including KYC, EDD, STR, CTR, and SAR processes.\nManage Travel Rule compliance and oversee VDA transaction monitoring.\nIdentify and report suspicious blockchain addresses and transactions.\nFile STRs, CTRs, and other regulatory reports within stipulated timelines.\nLead and manage FIU-IND inspections, audits, and regulatory engagements.\nDevelop and maintain internal compliance policies, SOPs, and risk assessment frameworks.\nCollaborate with technology teams to implement compliance automation and controls.\nConduct training programs on AML, compliance, and regulatory best practices.\nServe as the primary liaison with regulators, auditors, and banking partners.\nSupport senior management and the board on regulatory strategy and risk management.\nGlobal AML/KYC Responsibilities:\nDesign and manage end-to-end onboarding workflows for retail, corporate, and institutional clients, including integration with third-party KYC providers (e.g., Sumsub, Jumio).\nDevelop and maintain dynamic customer risk rating methodologies and oversee remediation cycles.\nConduct sanctions, PEP, watchlist, and adverse media screening using internal and external tools.\nPerform enhanced due diligence (EDD) for high-risk customers and manage periodic and trigger-based reviews.\nMaintain and update KYC policies, SOPs, and governance documentation in line with regulatory requirements.\nOversee system integration and automation of KYC processes, including identity verification and approval workflows.\nEscalate high-risk cases and support internal and regulatory reporting requirements.\n3. KYT (Know Your Transaction) Program Management\nConfigure and manage transaction monitoring systems, including rule-based and behavioral risk scenarios.\nCustomize detection thresholds to effectively identify suspicious activity and mitigate AML/CFT risks.\nUtilize blockchain analytics tools (e.g., Chainalysis, Elliptic) to trace transactions, assess counterparties, and assign wallet risk scores.\nEnsure Travel Rule compliance through KYT tools (e.g., Sumsub).\nReview alerts, conduct transaction analysis, and escalate suspicious activities.\nSupport SAR/STR preparation and submission where required.\nMaintain complete and auditable records of investigations and decisions in line with regulatory standards.\nQUALIFICATIONS & SKILLS\n8–15+ years of experience in Compliance, AML, Risk, or Regulatory roles.\nPrior experience in Crypto, FinTech, Banking, Payments, or regulated financial institutions.\nStrong knowledge of FIU-IND, PMLA, AML/CFT, Travel Rule, and VDA regulations.\nProven experience handling STR/CTR filings and regulatory audits.\nFamiliarity with blockchain analytics tools (e.g., Chainalysis, TRM, Elliptic) is highly preferred.\nStrong communication and stakeholder management skills.\nWillingness to act as the official Principal Officer and/or Chief Compliance Officer.\nAbility to join immediately or on short notice is preferred.\nDeep understanding of global AML/CTF frameworks (e.g., FATF, EU AMLD, VARA).\nRelevant certifications such as ACAMS, ICA, or equivalent are highly preferred.