AI Product Manager

About the role\nJoin our PayLater team as a Product Manager to own key product areas including EMI, digital lending, and merchant payments across Pine Labs' in-store platform.\nWhat you'll do\nIdentify and build AI-native workflows using agents, MCP integrations, and LLM-powered tools to shorten cycle times and unlock new product capabilities.\nOwn and drive the PayLater product roadmap — including offer engines, settlement systems, lender integrations, and merchant payment interfaces.\nWrite detailed PRDs, define use cases, and document edge cases for complex payment and lending flows using advanced AI workflows.\nCollaborate across engineering, business, and operations teams to deliver features at scale — managing trade-offs and resolving blockers.\nLead discussions with banks, NBFCs, and OEM partners to ensure smooth onboarding and go-lives.\nAnalyze product and transaction data to guide decisions, monitor adoption, and identify issues.\nWhat we're looking for\n1–4 years of product management or related technical experience.\nEngineering degree from a top-tier institution (IITs, NITs, BITS, or equivalent).\nMBA from a premier B-school (IIMs, ISB, FMS, or equivalent) is a plus.\nExperience in payments, lending, affordability, or fintech.\nStrong technical foundation — comfortable with APIs, system architectures, and technical discussions.\nAI & tooling expectations\nHands-on with AI in daily workflows — building with it, not just familiar.\nOperate beyond AI prototyping.\nExperience with agentic workflows, prompt engineering, code-generation tools, and AI-assisted product development.\nUse AI for writing specs, analyzing data, prototyping, and automating tasks.\nCurious about the latest AI developments — agents, skills, MCP, multi-modal models — with a bias for experimentation.