Senior Manager - Legal & Compliance

You'll own both functions end to end: every document that stands between us and our first loan, and every framework that keeps our licence intact. No team to delegate to, no established process to fall back on. You draft, you present at the board, you own the regulator relationship.

If you've run legal or compliance as the second person and want to be the first across both, this is that role\n.Responsibilitie\nsDraft all core loan docs from scratch — MLA, KFS, Sanction Letter, NACH mandate, T&Cs, Privacy Polic\nyDraft every mandatory NBFC policy — Fair Practices Code, Grievance Redressal, Recovery/Collection, Outsourcing, AML/KY\nCManage the external NBFC-specialised law firm — you direct them, not the other way aroun\ndDefine foreclosure/pre-payment policy and penal charge structure; validate for RBI complianc\neOwn board governance — draft resolutions, manage MOA/AOA review, file all regulatory intimations including the digital lending app notificatio\nnBuild the full compliance framework from scratch — AML/KYC, IT/cyber security, grievance redressal, Fair Practices Code, and everything else the RBI requires of a digital lending NBF\nCBe the Principal Nodal Officer (PNO) for RBI Digital Lending Guidelines — own the relationship with the regulato\nrSet up and run the compliance calendar — all RBI returns, filings, and board date\nsGet us on RBI CIMS, keep our COR current, and ensure every borrower-facing touchpoint (app, website, docs) is regulatorily clea\nnValidate that every feature ships compliant before it goes liv\neRequirement\ns8–12 years across legal and compliance at a lending NBFC, HFC, or bank — lending is non-negotiable, financial services broadly is not enoug\nhHave independently drafted an MLA, KFS, and a full RBI-compliant loan documentation se\ntHave built or run AML/KYC compliance hands-on, including PEP and sanctions screening (OFAC, UN\n)Strong grip on RBI Digital Lending Directions 2025, NBFC Master Directions, KYC Master Directions, IRACP norms, Scale Based Regulation, and Fair Practices Code — enough to spot gaps in a documen\ntFamiliar with DPDP Act 2023 and its implications for a lending produc\ntCan draft a board note, policy, resolution, and regulatory response independentl\nyHave owned board governance, RBI returns (NBS), and CIMS filings without hand-holdin\ngLLB required; LLM in corporate/financial law preferred; compliance certification a plu\n\ns