Advisor - Wholesale Lending (Funded Fintech Startup)

About the company

We are a fast-growing pre-seed funded fintech startup currently operating in stealth mode. Our founding team brings experience across top-tier consulting, high-growth fintech, and large-scale financial services, and we are building with a long-term vision of creating a category-defining platform in India. We are backed by strong early believers and are working closely with leading ecosystem partners to build a scalable, compliant, and execution-first business.

Role Overview

We are looking for a Consultant / Advisor – Wholesale Lending to build and scale the debt engine that funds our loan book, owning the full lifecycle from lender sourcing to structuring, closure, and drawdown.

Key Responsibilities

• Identify and onboard wholesale debt partners (NBFCs, banks, credit funds, family offices)
• Structure and close debt lines across term loans, NCDs, co-lending, direct assignment, and securitisation
• Drive negotiation of commercial and operational terms (pricing, covenants, security structure)
• Coordinate across partner teams (credit, risk, legal, treasury, ops)
• Manage documentation, approvals, and drawdown processes
• Shape credit policy and portfolio construction suited to a secured, asset-backed book
• Track progress and ensure timely execution of funding milestones

Requirements

• 20-40 years of experience in wholesale lending, debt capital markets, NBFC treasury, or structured finance
• A live network of decision-makers across NBFCs, banks, and credit funds
• Track record of structuring or raising wholesale debt for a lending business
• Working understanding of RBI norms for digital lending, co-lending, and NBFCs
• Strong communication and stakeholder management skills
• Ability to drive execution independently in a fast-paced environment

What We Offer

• Opportunity to work on a high-impact fintech product in a fast-growing environment
• High ownership role with clear outcomes and measurable impact
• Fast decision-making and execution-driven culture
• Potential conversion to a full-time leadership role based on performance