Advisor - Wholesale Lending (Funded Fintech Startup)

About the company

We are a fast-growing pre-seed funded fintech startup currently operating in stealth mode. Our founding team brings experience across top-tier consulting, high-growth fintech, and large-scale financial services, and we are building with a long-term vision of creating a category-defining platform in India. We are backed by strong early believers and are working closely with leading ecosystem partners to build a scalable, compliant, and execution-first business.

Role Overview

We are looking for a Consultant / Advisor – Wholesale Lending to build and scale the debt engine that funds our loan book, owning the full lifecycle from lender sourcing to structuring, closure, and drawdown.

Key Responsibilities

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• Identify and onboard wholesale debt partners (NBFCs, banks, credit funds, family offices)
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• Structure and close debt lines across term loans, NCDs, co-lending, direct assignment, and securitisation
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• Drive negotiation of commercial and operational terms (pricing, covenants, security structure)
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• Coordinate across partner teams (credit, risk, legal, treasury, ops)
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• Manage documentation, approvals, and drawdown processes
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• Shape credit policy and portfolio construction suited to a secured, asset-backed book
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• Track progress and ensure timely execution of funding milestones
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Requirements

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• 20-40 years of experience in wholesale lending, debt capital markets, NBFC treasury, or structured finance
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• A live network of decision-makers across NBFCs, banks, and credit funds
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• Track record of structuring or raising wholesale debt for a lending business
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• Working understanding of RBI norms for digital lending, co-lending, and NBFCs
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• Strong communication and stakeholder management skills
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• Ability to drive execution independently in a fast-paced environment
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What We Offer

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• Opportunity to work on a high-impact fintech product in a fast-growing environment
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• High ownership role with clear outcomes and measurable impact
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• Fast decision-making and execution-driven culture
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• Potential conversion to a full-time leadership role based on performance
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