Senior Product Manager – Motor Insurance_Onsite

Senior Product Manager
Location : Pune/Bangalore WFO
Year of Exp. 5-7 yrs.

Job Description

We are seeking a Senior Product Manager - Motor Insurance to build and scale a global motor insurance product from the ground up (0 to 1). This role will own the complete product lifecycle—from understanding regulatory requirements and designing customer-centric insurance products to driving go-to-market execution, operational enablement, and continuous product optimization.

The ideal candidate will bring deep expertise in the motor insurance domain, strong product management capabilities, and a proven ability to collaborate across business, technology, operations, legal, and compliance teams to deliver scalable, compliant, and customer-focused solutions.

Key Responsibilities

• Own the end-to-end product strategy, roadmap, and execution for Motor Insurance (Own Damage & Third-Party) from concept to scale.
• Design, build, and launch core motor insurance journeys, including:
  • Quote & Underwriting
  • Policy Issuance & Endorsements
  • Claims Management (FNOL, Surveyor Workflow, Approvals & Payouts)
  • Renewals
  • Cancellations
  • Customer Servicing
• Translate global regulatory and compliance requirements into scalable, compliant product workflows.
• Define Product Requirement Documents (PRDs), business workflows, control points, SLAs, and TAT benchmarks across all motor insurance processes.
• Drive end-to-end 0-to-1 product execution, including MVP definition, phased rollouts, experimentation, and iterative product enhancements.
• Partner closely with Engineering to build secure, scalable, and auditable product platforms.
• Continuously improve the product by leveraging customer feedback, operational insights, and data-driven decision-making.

Mandatory Skills & Experience

• 5-7 years of Product Management experience, with mandatory experience in Motor Insurance.
• Strong hands-on expertise in:
  • Motor Insurance (Own Damage & Third-Party)
  • Claims Management
  • Surveyor Processes
  • Underwriting
• Proven experience building 0-to-1 products, including new business lines, platforms, or greenfield products.
• Strong ability to create detailed PRDs, process flows, and decision frameworks.
• Solid understanding of insurance operations, underwriting logic, and the complete claims lifecycle.
• Experience collaborating with cross-functional teams including Engineering, Operations, Sales, Legal, and Compliance.
• Strong analytical mindset with the ability to leverage data and metrics for product decisions.

Behavioral Competencies

• Self-driven, proactive, and highly accountable.
• Structured thinker with the ability to simplify complex insurance workflows.
• Strong planning and execution skills with a track record of delivering projects on time.
• Ownership mindset with a bias for action and continuous improvement.
• Excellent stakeholder management, collaboration, and communication skills.
• Ability to balance regulatory compliance with an exceptional customer experience.

Preferred Qualifications

• MBA or an equivalent Management degree.
• Bachelor's degree in Engineering, Business, or a related discipline.

Preferred Certifications

• Product Management Certifications (Pragmatic, Certified Scrum Product Owner (CSPO), Scrum Product Owner, or equivalent).
• Insurance regulatory or compliance certifications/training will be an added advantage.