Posted 13 August, 2026
Banking Operations Sr Associate
NTT DATA Services
Chennai,TN,IN
Full Time
Reference: 118_399896_1386028100
Review SME credit applications and assess borrower creditworthiness using financial statements, cashflow analysis, and collateral evaluation.
Analyze loan account performance to identify repayment behavior patterns, exposure trends, and potential early warning indicators.
Verify adherence to approved loan terms, repayment schedules, covenants, and internal policy guidelines.
Prepare clear, structured credit review notes and working papers consistent with established Standard Operating Procedures.
Support periodic portfolio reviews to identify risk concentration, emerging risks, and quality trends across the credit book.
Assist Relationship Managers and onshore teams by providing analytical insights using internal rating models and riskscoring tools.
Ensure full compliance with operational, administrative, and regulatory requirements while maintaining updated knowledge of processes.
Participate in training sessions, team discussions, and customer/partner calls as required by business needs.
